Lemonade is an insurance company redefining the home and renters insurance model, using technology for total transparency. Lemonade was built differently to offer policies that start as low as $5 for renters and $25 for homeowners. They take a fixed fee out of your monthly payments, pay reinsurance and other overhead expenses, and use the rest for paying out claims. They treat premiums as if they were still your money and return unclaimed remainders are donated to causes our policyholders care about. Get a free quote and compare.